Investing IQ Test — Free Investor Skills Assessment

21 scenario-based questions across 7 investing domains, scored into a 0–100 Investing IQ with a tier, a per-domain breakdown, and 3 targeted next steps. Free, no sign-up, nothing stored — every answer is scored in your browser. Takes about 5 minutes.

This is not a trivia quiz. Each question presents a realistic investing scenario — a position that grew to 24% of your portfolio, a company reporting rising earnings but falling free cash flow, a cyclical stock at a "cheap" P/E at the top of the cycle — and asks what a disciplined investor does. The questions draw from CFA curriculum topics, Benjamin Graham principles, Damodaran valuation frameworks, and behavioral finance research.

The seven domains tested

  • Portfolio Construction — diversification, position sizing, and capital allocation discipline
  • Qualitative Analysis — economic moats, industry structure, and management narrative red flags
  • Quantitative Analysis — ROIC vs. WACC, free cash flow multiples, and buyback economics
  • Financial Statements — earnings vs. cash divergence, the cash flow statement, and 10-K risk intelligence
  • Valuation — growth-adjusted multiples, the cyclical P/E trap, and comparing across the profitability spectrum
  • Macro & Economy — interest rate mechanics, duration sensitivity, and cycle awareness
  • Mindset & Psychology — loss aversion, compounding intuition, and the discipline of waiting for price

The five result tiers

  • The Veteran (85+) — deep, consistent competence across all domains
  • The Strategist (70–84) — strong investor with specific refinement areas
  • The Builder (50–69) — solid foundation with material gaps
  • The Apprentice (30–49) — the ambition is right; the knowledge has to catch up
  • The Newcomer (0–29) — starting from scratch, honestly measured

What you get at the end

A total score with your tier, a bar-by-bar breakdown of all seven domains marked Strong, Developing, or Gap, three personalized recommendations targeted at your weakest domains, and three AI prompts from our finance prompt library matched to exactly where you scored lowest. Educational content, not financial advice.

Pair it with the Financial Health Score Quiz for the personal-finance side of the picture. And when you want to apply the frameworks to your real portfolio — allocation, drift, trade log, net worth — Violet Codex tracks it all privately on your Windows PC. One-time $67 license.

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