Mint alternative
Violet Codex vs Mint
Intuit shut Mint down in March 2024 and moved its users to Credit Karma, which has no monthly or category budgets. Most replacements copied Mint’s model: link your banks, see everything in a cloud dashboard, pay a subscription. Violet Codex takes the other road. The same whole-picture view of spending, budgets, investments and debts, on your own Windows PC, encrypted, updated from statements you import.
The short answer
If automatic bank syncing on your phone is the part of Mint you miss most, a bank-linked app such as Monarch fits better. If you want Mint’s whole-picture view without handing over bank logins, and without a new subscription, that is Violet Codex.
Start free 7-day trial. No card. The 7 days start when you enter the key on your Windows PC. Try the demo or see pricing, $67 once.
At a glance
| Topic | Mint | Violet Codex |
|---|---|---|
| Price | Free with ads and offers, plus a paid Premium tier | $67 once. Free updates for every 1.x release and a 30-day money-back guarantee. |
| Status | Shut down in March 2024 | Actively developed, with releases listed in the changelog |
| Platforms | Web and mobile | Windows 10 and 11 desktop app |
| Where your data lived | Intuit’s cloud | An AES-256 encrypted database on your PC. No cloud account. |
| Bank connection | Automatic aggregation | None, by design. CSV import with a column mapper, plus optional PDF import through Google Gemini with your own API key. |
| Budgets | Monthly and category budgets | Budgets, income allocation and envelope-style sub-accounts |
| What it covered | Accounts, budgets, credit score and net worth | Spending, budgets, net worth, investments, crypto, debts, retirement, property and what-if forecasts |
Competitor details were checked on each vendor's own site on September 24, 2026. Prices in USD before tax; plans change.
Choose a bank-linked app if
- Automatic bank syncing on your phone is the one thing you cannot give up. The Mint guide compares the bank-linked options.
Choose Violet Codex if
- You were uneasy about a free app holding your bank logins and do not want to repeat that with a paid one.
- You want spending, budgets, investments, retirement and debts on one screen.
- You are fine importing a statement a month in exchange for keeping your data on your PC.
- You want one price, not a new subscription.
Moving over from Mint
- If you saved Mint’s transaction export, it holds every account in one file, with positive amounts and a separate debit or credit column.
- In a spreadsheet, make the debits negative, split the file by Account Name, keep the headers in the first row and save each account as a CSV.
- In Violet Codex, open each account, choose Import CSV and map the columns.
No export? Download CSV statements from each bank instead, or PDF statements if you add your own Google Gemini API key.
Read the full Mint replacement guide
Questions
- What replaced Mint?
- Intuit moved Mint users to Credit Karma, which does not offer monthly or category budgets. Popular paid replacements such as Monarch and YNAB link to your bank. Violet Codex is a Windows app that does not.
- Can I import my old Mint data?
- Yes, if you saved Mint’s transaction export before the shutdown. Make the debits negative, split the file by account, and import each account’s CSV with the column mapper.
- Does Violet Codex connect to my bank like Mint did?
- No. Violet Codex never asks for a bank login. You import CSV statements from your bank, one account at a time, or PDF statements through Google Gemini with your own API key if you choose to turn that on.
- Is there a free trial?
- Yes. The full Windows app is free for 7 days with no card, and the 7 days start when you enter the key on your PC. You can also try the real interface in your browser with sample data on a screen at least 1200px wide.
- Does Violet Codex have a phone app?
- No. Violet Codex is a Windows 10 and 11 desktop app. There is no Mac or mobile version.