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Quicken alternative

Violet Codex vs Quicken

Quicken Classic is what most people mean by desktop finance software. It is mature, it downloads transactions from your bank, and since its 2018 version it has been sold as a yearly subscription. Violet Codex keeps what people liked about that model, a real Windows app with your records on your PC, and drops the yearly fee and the bank credentials.

The short answer

Pick Quicken if you want automatic bank downloads, bill pay and years of reports in one file. Pick Violet Codex if you want a desktop app you buy once, with no bank login and your records encrypted on your PC.

Start free 7-day trial. No card. The 7 days start when you enter the key on your Windows PC. Try the demo or see pricing, $67 once.

At a glance

TopicQuickenViolet Codex
PriceClassic Deluxe $6.99 a month, billed annually$67 once. Free updates for every 1.x release and a 30-day money-back guarantee.
PlatformsWindows and Mac desktop, with mobile and web companionsWindows 10 and 11 desktop app
Where your data livesA local data file, with optional Quicken Cloud sync for mobile and webAn AES-256 encrypted database on your PC. No cloud account.
Bank connectionAutomatic downloads through Quicken’s connected servicesNone, by design. CSV import with a column mapper, plus optional PDF import through Google Gemini with your own API key.
Works offlineYes for manual entry. Downloads, quotes and mobile sync need an active subscription.Yes, after a one-time online activation. Live prices, updates and optional AI tools use the internet.
If you stop payingDeluxe and up keep manual use. Downloads, quotes, mobile sync and support stop.Nothing to stop paying. The license is yours.
What it coversBudgets, bills, investments and reports. Bill pay in Premier and above.Spending, budgets, net worth, investments, crypto, debts, retirement, property and what-if forecasts

Competitor details were checked on each vendor's own site on September 24, 2026. Prices in USD before tax; plans change.

What it costs over time

At today's list prices. Quicken lists Classic Deluxe at $6.99 a month, billed annually. $83.88 a year is that price times 12; renewals are at Quicken’s then-current rates. Violet Codex's $67 covers every 1.x release. Run your own numbers.

Choose Quicken if

  • You want transactions downloaded from your bank automatically.
  • You want to pay bills from inside the app (BillPay comes with Premier and above).
  • You are on a Mac.
  • You rely on years of Quicken reports and file history.

Choose Violet Codex if

  • You do not want to give any bank login to a third party.
  • You want to pay once and own your license.
  • You care more about forecasts and what-if scenarios than bill pay.
  • You want your records encrypted on your PC, with backups you control.

Moving over from Quicken

  1. Quicken exports reports to Excel and accounts to QIF. Violet Codex does not read QIF, so export a transaction report for each account instead.
  2. In Excel, keep the column headers in the first row, write amounts as plain numbers and save each account as a CSV.
  3. In Violet Codex, open the account, choose Import CSV and map the columns.
  4. Enter balances, debts and investment positions once by hand. After that, statements keep them current.

Or start fresh: download recent CSV statements from each bank and import those.

Questions

Can I import my Quicken file into Violet Codex?
Not the file itself. Violet Codex does not read QIF or QXF. Export a transaction report per account from Quicken to Excel, save it as a CSV with plain-number amounts, and import it with the column mapper.
Does Violet Codex download transactions from my bank like Quicken?
No. Violet Codex never asks for a bank login. You import CSV statements from your bank, one account at a time, or PDF statements through Google Gemini with your own API key if you choose to turn that on.
Is there a free trial?
Yes. The full Windows app is free for 7 days with no card, and the 7 days start when you enter the key on your PC. You can also try the real interface in your browser with sample data on a screen at least 1200px wide.
Does Violet Codex run on a Mac?
No. Violet Codex is a Windows 10 and 11 desktop app, and there is no Mac or mobile version. If you need a Mac app, Quicken is the better fit.
How does the cost compare with Quicken?
Violet Codex is $67 once, with free updates for every 1.x release and a 30-day money-back guarantee. Quicken lists Classic Deluxe at $6.99 a month billed annually, about $83.88 a year, so three years at that price is $251.64.

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