WINDOWS 10 & 11 · DESKTOP FINANCE APP
Track. Budget. Plan. One Windows app.
Track bank and credit-card spending, build a budget, allocate income, and see your net worth. Import CSV statements or enter transactions yourself. No bank login required.
Start free 7-day trial
Try the demo
Free for 7 days, no card. The 7 days start when you enter the key on your PC.
Then $67 once. No subscription. See pricing
- 01 / EVERYDAY SPENDING — Find the charge. Categorize the expense.
- 02 / YOUR NEXT PAYCHECK — Cover the bills. Allocate what’s left.
- 03 / THE WHOLE PICTURE — Accounts, investments, and debts together.
Take a look around.
Pick a screen, then try it with sample data. No signup, download, or payment.
Try this in the demo
Browse real app screenshots here. The editable, sample-data demo is available on a larger computer screen.
See everything included
From statements to a plan.
Start with one account. Add the rest as you go. You update the records; Violet Codex connects them to your budget and bigger picture.
Bring in the numbers.
Add a bank account or credit card, then import CSV transactions or enter them by hand. No bank connection or login required.
Make sense of the spending.
Categorize transactions, split bank expenses, and check your spending reports. Give money a job with envelope-style sub-accounts.
Put the next paycheck to work.
Build a budget and allocate income to bills, savings, and investing. Add assets and debts to see how the whole picture changes.
Everyday spending. Long-term plans.
Expense tracking, credit cards, budgeting, and income allocation—with your net worth in the same app.
BANK ACCOUNTS & EXPENSES
Find the transaction. Understand the spending.
Checking and savings accounts have a full transaction register—not just a balance. Bring in your statement, organize the details, and see where your money went.
- Add or import transactions; search by description, payee, or category.
- Categorize spending and split one bank transaction across multiple categories.
- Review spending breakdowns, balance history, and money coming in versus going out.
One store trip, two categories: put the groceries under food and the cleaning supplies under household.
Explore bank accounts Try this in the demoCREDIT-CARD MANAGEMENT
Manage the purchases. Not just the debt.
See what you bought, how much credit you are using, and what you have paid back. Each card gets its own spending history and controls.
- Enter, import, search, edit, and categorize card transactions.
- Record purchases, payments, refunds, and rewards.
- Review spending by category, balances, available credit, and utilization.
Record a card payment from your checking account and update both sides of your records together.
Explore credit cards Try this in the demoBUDGET PLANNER
Build a budget around the life you actually pay for.
Put rent, groceries, subscriptions, debt payments, and savings into a spending plan. Compare those commitments with your income to see what is left.
- Group expenses into categories with their own amounts and frequencies.
- Use weekly, monthly, and annual views to put costs on the same footing.
- Count only your share of a shared expense, such as half the rent.
A monthly bill and an annual insurance renewal belong in the same budget—not in separate mental calculations.
Explore the budget planner Try this in the demoINCOME & PAYCHECK ALLOCATION
Decide where this paycheck goes.
Track multiple income sources, then turn a paycheck into a plan. Cover priorities first and divide the remainder between the goals you choose.
- Log income and review earnings across sources.
- Combine fixed amounts and percentages, ordered by priority.
- Assign destinations and calculate what to set aside for bills, savings, and investing.
Cover rent and utilities first. Split the remaining money between your emergency fund and other goals.
Explore income allocation Try this in the demo
Organize your money the way your life works.
Envelope-style sub-accounts
Give the money inside one bank account separate jobs: rent, taxes, a trip, or an emergency fund. Track sub-account balances and savings targets without opening more real bank accounts.
Separate profiles. One combined overview.
Keep personal, household, or side-business records in separate profiles. Switch between them, then open Global Overview for combined assets, debts, and net worth.
12 supported currencies
Set currencies for accounts and profiles, keep original amounts recognizable, and use exchange rates for conversions. Supports USD, CAD, EUR, GBP, MXN, CNY, JPY, INR, AUD, BRL, NZD, and CHF.
You import or enter your records; there is no automatic bank sync. Envelopes, transfers, and card payments organize your records in Violet Codex—they do not open bank accounts or move real money.
Bring the bigger picture into the same app.
- Net Worth Dashboard — Cash, investments, property, and debts in one total. Follow the history behind the number—not just today’s balance.
- Investments & Rebalancing — Track stocks, ETFs, and crypto, including cost basis and gains. Compare holdings with target allocations and keep a trade log.
- Retirement & Home Equity — Include 401(k)s, IRAs, pensions, and property equity alongside your everyday finances.
- Other Assets & Private Investments — Track cars, collectibles, gold, money lent, or a stake in a private business. Keep assets outside your brokerage in the picture.
- Debt & Payoff Planning — Track loans, mortgages, commitments, and receivables. Review payment schedules and compare extra-payment plans.
- What-if Forecasts — Try a different income, a new expense, or an extra debt payment. Compare possible cash-flow outcomes before changing your plan.
- Savings Goals & Bill Reminders — Link goals to accounts or debts, track progress toward a target, and keep upcoming bills and subscriptions on your calendar.
- Statement Processing — Import CSV transactions without sharing your bank login. Optional PDF parsing sends statement text to Google Gemini using your own API key.
- Robinhood Import & AI Export — Review Robinhood CSV trades before importing. Export a financial summary for an AI assistant; information you share with a cloud AI is processed by that provider.
- Investment Lessons (RIP List) — Keep a record of costly decisions: what happened, what it cost, and what you would do differently next time.
Your financial database. On your PC, not ours.
Keep your records in a local encrypted file. Work on transactions, budgets, and forecasts offline.
- No Bank Logins Stored — You never type your bank password into Violet Codex. We never see it.
- Offline First — Core features work fully offline. Unplug the internet and your dashboard still works.
- Local Encrypted Database — Your financial database is stored on your PC with AES-256 encryption.
- No Cloud Account for Your Finances — Your financial database stays on your PC—not in a Violet Codex cloud account. Optional online tools are separate.
Activation and updates use the internet. Optional PDF and AI tools may send data to their providers.
Read what connects and when
Ask Claude about your own numbers.
Enable the local MCP connection to give Claude a read-only snapshot of your finances. Ask a question such as “What happens if I put $300 extra toward the car loan?” The connection is off until you enable it; a cloud assistant processes the data it reads.
See the setup and privacy details
A few things to know before you buy.
You update the numbers.
Import statements or enter balances yourself. Violet Codex does not connect to your bank or automatically sync transactions.
Built for a Windows PC.
The installed app runs on Windows 10 and 11. The browser demo is interactive on larger screens; phones get a screenshot preview.
Offline core. Optional online tools.
Activation and updates need internet access. Live prices and AI tools also use online services. Optional PDF parsing sends statement text to Google Gemini with your own API key.
Forecasts, not guarantees.
What-if plans use your inputs and assumptions. Projections are estimates, not promises of future results.
A direct line to the person building it.
I built Violet Codex to manage my own money without linking my bank or paying another subscription. I use it myself. If you have a question or find a bug, you can contact me directly.
Talk to BrunoRead the changelog
A finance app. Not another monthly bill.
Expense tracking, budgets, and your bigger picture. One Windows app, with no subscription.
Violet Codex for Windows
$67 USD, once. Lifetime license. Free updates for every 1.x release.
Get the Windows app — $67Secure checkout via Stripe. Taxes may apply.
Start free 7-day trialThe whole app, no card. The 7 days start when you enter the key on your PC.
Try the free demo first30-day money-back guarantee. Not a fit? Email us within 30 days for a full refund.
Everything included in your $67.
- Bank-account expense tracking: entry, search, categories, and split transactions
- Credit-card purchases, payments, refunds, rewards, and spending reports
- Budget planner with pay frequencies and shared-expense amounts
- Income tracking and fixed/percentage paycheck allocation
- Envelope-style sub-accounts and savings targets
- Multiple profiles, a combined overview, and 12 supported currencies
- Net worth, investments, retirement, property, and other assets
- Debt planning, what-if forecasts, savings goals, and bill reminders
- CSV transaction imports and AI-ready exports
- AES-256 local storage and offline core features
- Lifetime license; free updates for every 1.x release
Check platform, imports, and online features
Comparing Violet Codex with YNAB or Monarch?
Want automatic bank syncing and access across devices? A cloud app may fit you better. Want to manage your own records on a Windows PC without another subscription? That’s Violet Codex.
Price
YNAB: $109/year on its annual plan
Violet Codex: $67 once for a lifetime license; free updates for every 1.x release
Financial database
Monarch: encrypted data in US-based AWS data centers
Violet Codex: An encrypted file on your Windows PC, not a Violet Codex cloud account
Devices
YNAB: web and mobile apps, with syncing across devices
Violet Codex: Installed Windows 10 & 11 app
Bank connections
Monarch: bank connections through Plaid, Finicity, or MX
Violet Codex: No bank connection; you update your records
Without bank linking
YNAB: file-based import is available without linking a bank
Violet Codex: CSV import and manual entry; no bank login needed
Sources checked September 19, 2026: YNAB pricing and device sync, Monarch storage and security, Monarch bank connections, YNAB file import. Prices in USD, before applicable taxes; plans can change.
Full comparisons with YNAB, Monarch, Quicken and Mint Compare subscription costs over time
A few good questions.
- Can I try it before buying?
- Two ways. A free 7-day trial gives you the installed Windows app with every feature and no credit card: the key arrives by email, the seven days start when you activate it on your computer, and there is one trial per email address and per computer. When the trial ends nothing is deleted — your data is still on your PC and a license reopens it as it was. If you would rather not give an email address, the free browser demo runs the real desktop interface with fictional sample data on screens at least 1200px wide, with a readable screenshot preview on smaller screens. Demo changes reset when you close it, and native features and online integrations are only in the installed app. Start free 7-day trial
- What can I track in Violet Codex?
- Bank accounts, brokerage holdings, crypto, retirement accounts, home equity, credit cards, loans, savings goals, and assets such as cars or collectibles. The balances you enter roll up into one net worth dashboard.
- Is this just a net worth tracker?
- No. Bank accounts and credit cards have transaction registers with manual entry, CSV import, search, categories, and spending reports. Bank transactions can be split across categories. You can also build budgets, track income, allocate paychecks, use envelope-style sub-accounts, plan debt payments, and compare forecasts.
- Can I use envelope budgeting without opening more bank accounts?
- Yes. Create sub-accounts inside a bank account in Violet Codex to earmark money for jobs such as rent, taxes, or savings. These are tracking envelopes inside the app, not new bank accounts. Transfers and card payments recorded in Violet Codex update your records; they do not move money at your bank.
- Can I keep separate profiles and use different currencies?
- Yes. Keep separate financial records in different profiles and use Global Overview to see combined assets, debts, and net worth. There are 12 supported account and profile currencies: USD, CAD, EUR, GBP, MXN, CNY, JPY, INR, AUD, BRL, NZD, and CHF. Exchange rates can be entered manually; online rate refreshes require internet access. Profiles are separate datasets in the installed app, not shared cloud logins.
- How do I get my data into Violet Codex?
- Import CSV transactions, use the Robinhood trade importer, or enter balances and transactions by hand. Optional PDF statement parsing uses Google Gemini and requires your own API key; statement text is sent to Google when you use it. Violet Codex does not connect to your bank or automatically sync its transactions.
- Does it work offline?
- Your dashboard, stored transactions, budgets, and forecasts work offline. License activation and updates require internet access, as do optional live market prices and AI tools.
- Is my data really private?
- Your financial database is stored encrypted on your Windows PC, not in a Violet Codex cloud account. Optional PDF parsing and AI integrations can send information to the provider you choose to use. We never ask for your bank login. See our privacy policy for the details.
- Can I analyze my finances with AI?
- Yes. Export for AI prepares data for an assistant such as ChatGPT, Claude, or a local model. Review and redact it before sharing. If you choose a cloud AI service, the information you share is processed by that provider; local storage does not make a cloud assistant offline.
- Can Violet Codex help me rebalance my investment portfolio?
- Yes. Set target percentages for holdings or asset classes and compare them with your current allocation. Use the rebalancing tools to plan adjustments or allocate new cash. Violet Codex does not place trades for you.
- Is there a mobile or Mac app?
- The installed app is for Windows 10 and 11. You can try the interactive browser demo on a Mac or another computer with a screen at least 1200px wide. Phones and smaller screens get a screenshot preview. There is no native mobile or Mac version.
- Is this a subscription?
- No. The Windows app costs $67 once for a lifetime license, with free updates for every 1.x release. There are no monthly fees. If it is not a fit, email us within 30 days for a full refund.
Have a question about your setup? Ask Bruno directly.